Personal Finance is based on a Murabaha arrangement through trading of Shari'a compliant commodities. Customers can receive the financed amount credited immediately in their account by selling the commodities in the market.
Auto Finance is developed to give you an amazing experience for buying new and used cars of your choice. Offering you highly competitive profit rates with flexible payment plans.
Goods Murabaha product is offered under Murabaha mode of Islamic Finance. Through Goods Murabaha, Al Wifaq will help you procure the goods of your choice and paying it later on.
Service Ijarah products are offered under Ijarah mode of Islamic Finance. Through Service Ijarah, you can avail financing for Travel, Education, Wedding, Rent and many other personal financial needs.
Home Mortgage Finance is to suit your Mortgage needs. We offer financing for residential and commercial properties. We do offer refinancing options for customers who may already own a property or availing of a mortgage with another institution. Through our pre-approved option, you have the advantage of searching the property of your choice with a confirmed and approved finance facility in hand.
Liabilities Settlement product is offered to settle your outstanding facilites with other banks with flexible peyments terms and competitive profit rates.
Al Wifaq Titanium Credit Card is fully Shari'a compliant credit card offered under Qard Hassan mode of Islamic Finance. It is free for life credit card with no annual or membership fee.