Business Finance

Goods Murabaha is ideal to meet the Business requirements of customers. It is based on Murabaha mode of Islamic Finance. Through this product, you can purchase raw material and goods as per the specific needs of your business.

  • Based on Murabaha mode of Islamic Finance
  • Finance available up to 2 Million
  • Very competitive profit rates
  • Flexible tenor of up to 5 years
  • Small & Medium Size Companies registered under UAE laws with valid commercial registration and trade license
  • Established for at least 1 year
  • To finance all Shari'a compliant business activities
  • Quotation of goods to be purchased in the name of Al Wifaq
  1. One Year Statement of account
  2. Facility Application Form
  3. Security Cheque
  4. Business proof documents

Vehicle & Machinery Finance offers you the best finance solutions, whether it’s for cars, buses, trucks, heavy or light machinery requirements of your business. Our solutions offer attractive profit rates and the benefits of easy documentation and a hassle-free approval process.

  • Based on Murabaha mode of Islamic Finance
  • Finance available up to 2 Milliion
  • Competitive Profit Rates
  • Flexible Tenor of up to 6 years
  • Small & Medium Size Companies registered under UAE laws with valid commercial registration and trade license
  • Must be established for at least 2 years
  • Down payment of 10% is a pre-requisite
  1. 6 months statement of account
  2. Facility application form
  3. Security Cheque
  4. Business proof documents

Working Capital Finance is an ideal product to meet immediate cash requirements of your businesses. It is based on a Murabaha arrangement through trading of Shari'a compliant commodities. Customer gets the financing amount credited immediately in his account by selling the commodities in the market.

  • Offered to meet the working capital/cash finance needs of your business
  • Based on Murabaha mode of Islamic Finance
  • Finance available up to 2 Million
  • Competitive profit rates
  • Flexible tenor of up to 5 years
  • Small & Medium Size Companies registered under UAE laws with valid commercial registration and trade license
  • Must be established for at least 1 year
  • To finance all Shari'a compliant business activities
  1. One year statement of account
  2. Facility application form
  3. Security Cheque
  4. Business proof documents

At Al Wifaq, we understand the business needs of our valued customers and offer them customized solutions to meet their requirements. All the products and services offered are tailor-made to meet the requirements of your business.

  • Finance available to meet specific needs of your business:
  • Working Capital Finance
  • Capital Expenditure Finance
  • Contracting Finance
  • Real Estate Finance
  • High finance amounts
  • Competitive Profit Rates
  • Flexible repayment options
  • Dedicated Relationship Manager
  • Small & Medium Size Companies registered under UAE laws with valid commercial registration and trade license
  • Established for at least 1 year
  • To finance all Shari'a compliant business activities
  1. One year statement of account
  2. Facility application form
  3. Security Cheque
  4. Business proof documents